Here is an example. A $47,900 unit rented at $1,800 a month, with a 9%, 7-year loan, leaves about $1,029 a month (est.) after the $771 (est.) loan payment. For reference, HUD's FY2026 Fair Market Rent for a studio in Miami-Dade is $1,828 a month. Your rent, loan, and costs will differ. Gross rent covers the purchase price in about 27 months (est.).
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